The Morning Pulse – Tuesday, December 1, 2020

December 1, 2020                                                                                SUBSCRIBE

• Savers more interested in their money than election ; Avoid the payday loan high-interest trap with these debt alternatives ; 5 factors to pay attention to when choosing the best CD for your money
• Getting comfortable with the uncomfortable: How advisors can start the tough conversations ; As Prospecting Gets Harder, Advisers Remain Shy on Client Referrals
• Why you need to look at index funds, ETFs now ; Investors Pile Into Risky ETFs During Wild Market Rally ; Derivatives a big part of suddenly popular bond ETFs
• Need funding for your small business? SBA loan programs might be the answer
• When Is the Earliest Tax Rates Could Change Under Biden?
• Not all end-of-life decisions are covered in a will. Here’s what else you need
• Charitable Giving During the Pandemic Is the Jewish Thing to Do ; BBB Tips: How to donate wisely on Giving Tuesday ; ‘GivingTuesday’ 2020 could be most impactful one yet, groups say ; Philanthropy: A missing catalyst of blockchain adoption

• How walking helped these seniors improve their health and even find love
• The pandemic through the eyes of an older Iowan
• Organize personal and financial data before death
• Some positive trends in the way we view aging offer hopeful signs
• Cold-parenting linked to premature aging, increased disease risk in offspring

• Digital Health as Healthcare Delivery: A Path to Transform Care Delivery Post-Pandemic ; Driving innovative care with a healthy dose of disruption
• Prioritizing healthcare counts, not grandstanding
• 4 Last-Minute Medicare Open Enrollment Tips

• Baltimore Schools Ransomware Attack Recovery Status Update

• Fed flaw sends unemployment fraud letters ; Hackers Attack Every 39 Seconds, On Average 2244 Times A Day. ; E-grocery BigBasket admits to customer data ‘breach’ ; Businesses can save on the hefty cost of a security breach if they’re honest
• Chase Digital Unit Tackles Top Mobile & Online Challenges for 2021
• Amazon tips for keeping holiday gift deliveries under wraps
• Manufacturing is becoming more attractive to venture capital investors ; The long-term impacts COVID-19 will have on startups seeking capital

• Do You Know If You’re Prepared For Retirement? ; Three factors in determining your ideal retirement age
• When to say ‘no thanks’ to your workplace 401(k)  ; Baby Boomers Are Putting Their Retirement at Risk With This Investing Mistake  ; The Rules on RMDs for Inherited IRA Beneficiaries
• How expenses can change during retirement; Top Retirement Strategies for Government Employees
• Consultants see rise from clients eager for advice ; How John Hancock Life Insurance gamifies wearables to bolster longevity
• 5 of the Best Ways to Boost Social Security Benefits ; Earning more — CDs versus Fixed Annuities ; Annuity plans can ensure regular cash flow
• Low interest rates bedevil state plan default options

• COVID-19: How do pension systems fare?
• O’ahu Senator Proposes Changes to Furloughs, Early Retirement Policies for DOE Employees

• China Stirs Trouble With Plan to Hike Retirement Age From 60
• NL government aiming to unlock some public service pensions before Christmas
• What the superannuation wars mean for you
• Pandemic gives £60bn boost to struggling pension funds
• Philip Green urged to plug pension gap before Arcadia administration
• Canadian pension funds, insurers seeking private debt face shrinking pool of lower-risk firms
• 3.2m UK Gen Xers’ retirement savings disrupted by COVID-19

• Data deluge shows uneven progress in US economic recovery ; Retailers Grapple With Pandemic On Small Business Saturday
• Oil prices down about 1% Monday ahead of OPEC+ meeting ; Why Oil Won’t “Go Gentle Into That Good Night”
• Sustainable investments one-third of US assets ; A Guide To Being Ethical With Your Money ; How green is your green investment? This app could tell you ; Pandemic accelerates transformation of investment landscape ; Biggest overhaul of farming in 50 years unveiled to tackle climate change  ;Solar power booms in Texas ; Gas or clean energy? How should Aquidneck Island stay warm? ; The problem with zero carbon pledges
• UK says Brexit trade talks with EU are in their ‘last week’ ; Emerging Markets Poised To Be Next Beneficiary Of Pandemic Bull Market ; Chinese factory activity on the rise, expanded at fastest pace in more than 3 years: report ; Australia set to rebound from recession as COVID cases fall ; Sudan inflation soars, raising spectre of hyperinflation

• Consultants free of conflicts becoming a bit harder to find ; In Quest for Diversification, Institutional Investors Take a New Look at Private Markets ; Pension fund, Fairview team up to aid new alts managers
• Libra, the cryptocurrency that Facebook would launch at the beginning of the following year ; Cryptocurrency experts still hopeful despite sharp drop in values last week ; PayPal Screws Up Its Cryptocurrency Service, Causing a Price Plunge