The Morning Pulse – Thursday, October 15, 2020

October 15, 2020                                                                                SUBSCRIBE

• What the Coronavirus Means for the Future of Financial Planning ; The pandemic has shown that long-term financial security is a necessity, not a luxury
• Robo-Advisors Thrive in 2020 Amid Volatility and Consolidation ; Robo-advising now a part of the US investing landscape
• Many FHA borrowers are struggling, and that means FHA loans are harder to get ; New Home Demand is Increasingly Broad-Based
• Charitable Organizations Develop New Ways to Allow People To Give
• Estate Planning Amid Potential Tax Increases ; Why Lifetime Gifting Should Be Central To Your Estate Plan ; Passing down the farm: Strategies, ideas, and real-life solutions

• Healthy aging project sees COVID spark volunteering boost
• ‘Huh? What did you say?’ Dealing with hearing loss
• COVID Cases Spike in Region’s Long-Term Facilities ; When COVID-19 Symptoms Won’t Go Away

• Intermountain Healthcare eliminates 250 business positions to boost affordable health care
• Lockdowns Are a Step Too Far in Combating Covid-19
• China Exports Supercharged by Medical Equipment and Work-From-Home Gear
• Froedtert Hospital says patient information was stolen in data breach

• Higher Education Is in Trouble, and Not Just Because of the Coronavirus

• How important is cybersecurity to mobile subscribers? ; Personal data is at increasing risk warns data breach specialist
• Embedded Finance: What it is and What it Means for the Fintech Industry
• How Cloud-Based Stocks Could Perform After COVID
• Will artificial intelligence technology change the dairy industry ; Artificial Intelligence moves into sports coaching
• What pandemic? Exits drive a near record-high quarter for venture capital

• 401(k)/IRA Holdings in 2019: An Update from the SCF ; What’s ‘Eating’ 401(k) Haters? ; Do Income Limits Apply When Making Roth Contributions to a 403(b)? ; Avoid financial mistakes during retirement
• Retiree COLA Set at 1.3% Next Year, Prompting Calls for Change
• Add Excitement To Your IRA With A QLAC Old-Age Annuity ; Tontines have advantages over annuities and traditional investment portfolios. Why aren’t they more popular?.
• How SS&C Advent aims to meet advisor demand for annuities ; Where Can You Find More And Better Annuity Leads?
• NYU, workers to battle in 2nd Circuit over retirement-plan fees, judge’s fealty ; 401(k) and 403(b) Fund and Fee Litigation: Employers, Can You Answer These Four Questions?

• Should felons keep their California pensions? This court case could give a new answer

• Fears mount over negative rates hit to pensions
• DC contributions too small to allow for sustainable retirements
• FCA guidance on providing financial information to employees and pension scheme members
• Martin Lewis explains the ‘complicated’ DWP rules on inheriting State Pension
• State Pension worry as Brexit could cost a group of pensioners over £140000 – this is how
• Korea’s pension funds shift to net buy position in Korean stocks
• ‘Better, greener, fairer’ – personal taxes in the Netherlands in 2021
• Financial literacy among youth alarmingly low

• Amazon Prime Day boosts small business shopping, too ; City launches new farm to food program to help feed residents in need and rebuild businesses
• Consumer prices rise more slowly in September, inflation stays low ; Stock market outlook switches to bullish as S&P 500 breaks through a barrier ; Biggest threat to the economy? More Americans say it’s coronavirus and not election outcome ; Investment Money Flowing into ETF Surged This Year ; Gold prices log first loss in 4 sessions
• Average US gas price falls to under $2.25/gallon ; US crude stocks drop, gasoline inventories up ; OPEC Says US Oil Production Recovering Faster Than Expected ; Natural Gas Price Prediction – Prices Ease Despite Cold Weather Forecast
• Investors urge heavy carbon emitters to set science-based reduction targets ; Europe-based buyout firms bet big on impact investing ; Singapore launches first institute focused on green finance research, talent development
• Inside Singapore’s huge bet on vertical farming ; Ireland prepares for the twin threats of Brexit and coronavirus with a mega-budget ; Germany looks to blockchain to help decentralize their energy economy

• In hedge funds, success no longer depends on size, as biggest managers fall behind industry average in 2020 ; Hedge fund short sellers target pandemic winners
• DOL Issues Guidance on Private Equity Investments in 401(k) Plans ; PE sponsors see strong bolt on activity in US middle-market
• Square Invests in Bitcoins to Boost Cryptocurrency Footprint ; “We Don’t Bank Crypto” Isn’t Enough: Banks Need a Strategy for Cryptocurrency ;Spain Approves Bill Requiring Cryptocurrency Owners to Disclose Crypto Holdings and Gains
• Big warehouses are hardly feeling the recession
• How wealthy families intend to adapt their investing