The Morning Pulse – Sunday, January 3, 2021

January 3, 2021                                                                                SUBSCRIBE

• Already have your stimulus check? Here’s an expert’s advice on spending it ; Their Finances Ravaged, Customers Fear Banks Will Withhold Stimulus Checks ; New stimulus checks likely not enough for those facing financial crisis ;Painful as it was, patience paid off for investors  ; Start 2021 Off Right With Your January Financial Checklist
• Financial planning when you have a baby on the way
• 30% of Americans Are Falling Victim to This Credit Card Trap ; 5 New Year’s Resolutions To Raise Your Credit Score
• What Is a Brokerage Account and How Do I Open One?
• Mortgage Interest Rates Forecast: Will Rates Rise In 2021? ; Top Homeowners Insurance Tips For 2021 ; How much tax will we owe on this inherited home’s sale?
• Americans flocked to buy life insurance, prepare wills and trusts this year ; Religious nonprofits scramble to get enough donations to match the surge in community needs

• Top Hospice Trends to Watch in 2021
• Medicare For All May Die In 2021 ; Congress Restores Medicaid To Pacific Islanders In US

• ‘Payviders,’ burnout and COVID-19 are among the threats to a better year for hospitals in 2021
• New Audio-Only Telemedicine Bill to Expand Telehealth Beyond the Pandemic
• Your Garmin not counting steps? Here’s how to fix.
• Lessons in Failing to Apply Blockchain and AI to Combat COVID

• There’s no need for students to take on so much debt ; Should I buy child insurance plan for my daughter’s higher education, marriage?
• Has the pandemic changed Colorado education forever? Experts hope so.

• T-Mobile data breach sees phone numbers and call records leaked online ; I’m my wife’s password manager, and it has to stop ; How to Transform Your Cybersecurity Posture ; A Data-Backed Look At the Post-Coronavirus Cybersecurity Landscape
• Amazon buys Wondery, gets into the podcast business
• Forget FAANG. It’s Time to Scale MT SAAS ; Fintech industry accelerates financial inclusion, to push faster digital adoption
• Artificial Intelligence to Evaluate Quality, Find Fish
• Access To Big Data Turns Farm Machine Makers Into Tech Firms
• Chinese regulators kick off review into Ant Group’s equity investments

• If Retirement Planning Sounds Greek to You, You’re on the Right Track ; Should You Save for Retirement or Pay Down Debt First?
• Managing your retirement plan under a new employer
• If you’re asking ‘Is it safe?’ on investments, it’s time to ask questions of experts
• Shouldn’t I Be Getting Increased Social Security Retirement Benefits?
• Crapo: Increasing retirement savings opportunities

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• The path ahead for pensions in 2021
• 2021 will bring lower taxes, increased pensions
• State pension payments are rising in 2021 – but half a million pensioners will miss out
• 3 dates to put in your 2021 personal finance calendar
• How much should Lucy and Lance save to live comfortably and pay for care in later life?
• Crackdown on instant loan apps highlight the dangers lurking in the digital economy

• A big year for the likes of Amazon and Netflix meant misery on Main Street ; Why Markets Boomed in a Year of Human Misery ; Gold investors see challenges ahead after glittery 2020
• Small Business Administration preparing for rollout of new small business loans ; Federal checks salvage otherwise dreadful 2020 for US farms ; Local farm survives the pandemic through Farmer’s Market and online sales
• Gas Prices End Year Near Pandemic-Era High ; US Crude Inventories Fall Amid Modest Uptick in Demand, EIA Reports ; Demand for natural gas service in CT continues despite pandemic
• The ESG investment industry is broken ; A toolkit for sustainable investment policy and regulation ;Oceana report says Amazon has a ‘plastic problem’ ; Heating a home with ‘green’ natural gas ; Investing money with your conscience is not an ethical luxury for bull markets ; When It Comes to ESG Investments, Check The Holdings
• The End Of The Central Bank Super-Bubble ; All eyes on Finance Minister Nirmala Sitharaman as she tries to salvage economy after COVID-19 carnage ; Why India is receiving more state investment than China ; What The End Of Brexit Means For Trade And Travel Between UK And Europe  ;Leveraging International Influence through Higher Education ; Taiwan dollar soars 5.6% against greenback in 2020 ; Bulgaria 2020 deficit lower than expected at 3% of GDP -finance minister

• 3 Lessons From Hedge Funds’ Rise and (Partial) Fall
• Private equity ‘lining up gold rush’ ; India to remain an extremely attractive market for global PE players in 2021  ; Fewer companies caught the deal bug in the year of the pandemic
• Congress Members Raise Concerns over US Treasury’s Cryptocurrency Rule ; Will Central Banks Hold Bitcoin in 2021? ; Stablecoins, ‘Unsung Heroes and Other Institutional Crypto Takeaways ; XRP delisted on more platforms following SEC’s Ripple complaint ; China’s Cryptocurrency Mining Dominance in Danger
• Can Dollar Stores Save Shopping Centers? ; Tax Breaks Sought For Affordable Housing Projects ; Real estate market’s momentum will continue into 2021, expert says