The Morning Pulse – Sunday, December 20, 2020

December 20, 2020                                                                                SUBSCRIBE

• Don’t forget to check your retirement plan. Here are moves to make before the year is out ; List of Best Financial Planning Software ; Emergency savings are key to combating financial fragility – but Americans need more help ; Get Ahead of Holiday Debt With a Payoff Plan
• The asset manager arms race has only just begun ; Preparing For Next ETF Fee War Battle ; Index ETFs Are Slumping, But Targeting a Positive Week ; Why new investors should stick to index investing
• Strategies for sustainable long-term growth for a small business
• Mortgage rates keep falling, hitting another record low
• 1040 tax form change meant to target cryptocurrency transactions
• Do-It-Yourself Estate Planning Mistakes

• How to promote your own post-retirement business and consulting venture ; Average debt held by oldest households jumped nearly 39% over last decade
• Discovery in UC Davis lab may lead to Alzheimer’s treatment ; Loneliness and Social Isolation Impact the Brain Study Shows
• Scientists have restored youth to aging eyes in mice
• Medicare Advantage Enrollment Keeps Growing ; Will Medicare Pay for a Walk-In Tub? ; Medicare buy-in: Ramifications for enrollees, health care system

• Reduced Majority in US Critical of Healthcare System
• How Can Employers Reduce The Barriers To Healthcare For Their Employees?
• Research strongly suggests COVID-19 virus enters the brain

• Packers grant $250K toward financial literacy lab at UW-Green Bay
• 6 Facts Every Parent Should Know About 529 Plan Tax Deductions
• Amazon’s New Model For Higher Education And Workforce Development ; Can Higher Education Be Transformed to Better Serve Society?
• Why Smith College Is Moving Its Endowment In-House ; 3 Lessons Investors Can Learn from Endowments

• Hack against US is ‘grave’ threat, cybersecurity agency says; US Cyber Experts Scramble to Assess the Scope of the ‘Hack of a Decade’ ; 5 things you can do right now to protect yourself
• Utilize Your Smartphone In Today’s Financial Ecology
• Artificial Intelligence that can run a simulation faithful to physical laws
• Where Did the Commute Time Go? ; Gig Apps Keeping Working Through Pandemic
• Patience pays off for US start-ups that stayed private

• IRAs now account for more than 1/3 of US retirement assets ; How to Fix America’s Yawning Retirement Gap ; Don’t Forget to Check Your Retirement Plan. Here Are Moves to Make Before the Year Is Out
• Virus has workers tapping 401(k)’s ; Tackle the Risks that Inflation Can Pose to a Long and Successful Retirement ; Older Workers Who Scale Back Still Reap Big Retirement Benefits: Study ; LA Researchers Find Just 27% of Workers Confident of Comfortable Retirement
• COVID-19 Creates Gaps Between Employer Actions And Employee Perceptions ; SECURE Act Dictates Long-Term, Part-Time Employees Be Included in Retirement Plans
• Consistent saving and tax benefits make retirement annuities appealing
• Plan sponsors face increasing risk of excessive-fee litigation

• RI retirees will get a pension boost, and taxpayers will get a bigger bill
• Auburn City Council approves start of pension bond process
• OMB Outlines IRS Regulatory Agenda

• Value taking centre stage in discussions around defined-contribution investment fees
• For many Sikh Americans, India’s new farm laws hit close to home
• Securities regulator grapples with fintech innovations
• Swiss schemes tend to transfer pension to partners in case of death
• Pension Providers Push Watchdog For More Virus Flexibility
• Harassment by Loan Apps Claims Lives of Govt Employee, Software Engineer in Telangana

• Economists lower growth expectations for first half of 2021 ; 2021’s Big Surprise: A Booming Economy and a Tepid Stock Market ; Yield curve steepest in three years as market awaits COVID-19 stimulus ; Gold slips as dollar firms, while investors await stimulus ; US current account deficit rises to more than 12-year high ; Examining America’s Farm Subsidy Problem ; Small Business, Big Mission: ‘Man, I didn’t want to lay anybody off’ ; Desperate Small Businesses Await Fresh Aid With or Without Flaws
• Gasoline Volume Sales Down 10.5% From Pre-Recession ; US Adds Two Natural Gas Rigs; Oil Drilling Continues Uptrend; Weather Pattern ‘In Limbo’ as Natural Gas Futures Called Slightly Higher
• GE’s giant turbines will power final phase of the ‘world’s biggest offshore wind farm’ ; Japan’s GPIF Selects Two ESG-Themed Foreign Equity Indexes ; How to save the planet? Richard Curtis says it involves pensions, actually ; Europe can only lead on sustainable finance if it follows the science ; 4 priorities for a better built environment in the post-COVID city ; The Dangerous Allure of Green Central Banking
• Saudi Wealth Fund Put 2008 Crisis Lesson to Use This Time Around ; Tariffs, Traffic and Red Tape. What a ‘No-Deal’ Brexit Could Mean for Britain. ; Ghana’s Central Bank Shuts Door on Lending Government More Money ; Russia’s economy declines 3.7% y/y in Nov after revised 4.5% drop in Oct ; Mexico Central Bank Needs Time to See If Inflation Slowing

• Hedge Funds Finally Nose Past the S&P 500
• Legislators Should Require Supervision And On-Site Examination Of Private Equity Firms ; A Unified Government Is Better for Private Equity Returns
• Cryptocurrency-linked stocks surge as Bitcoin hits $23000 milestone ; Treasury Department Proposes New Requirements on Cryptocurrency Transactions
• Jersey: An Ideal Location In Uncertain Times For A Family Office ; The future of Hong Kong family offices